House For Sale News, Links and Answers

Santa Clara house for sale shows up in online scam The home was listed ... - Register-Guard

Eugene real estate broker Kevin Gordon has had a busy day and a half, but not in a good way, he said Thursday afternoon. Scammers pirated a photo of a Santa Clara home he has listed for sale and posted it on the craigslist classified ad Web site as a ... continued

Ingmar Bergman's Swedish island home up for sale - Hanford Sentinel

STOCKHOLM - The secluded island home where Swedish filmmaker Ingmar Bergman spent his final years is up for sale. Several bidders have expressed interest in the 84-acre (34-hectare) property on the small Baltic Sea island of Faro, according to ... continued

Water sale policy flows to Gov. Henry - Daily Oklahoman

Calling it a historic day, state senators passed a bill outlining Oklahoma’s policy on selling water. The bill passed the House late Wednesday and is headed to the governor’s desk. House Bill 1483 passed the Senate with a unanimous vote in the ... continued

New owner envisions Ramada with solar field and steak house - Daily Journal

Lilly Kejzman, whose family has operated the West Landis Avenue hotel since 1988, said the family is selling the business. "We've been in the business a long time. It was a family decision," she said. Settlement was expected sometime this week. The ... continued

TARP Warrant Sale Shows Banks May Reap ‘Ruthless Bargain’ - Bloomberg

May 22 (Bloomberg) -- Banks negotiating to reclaim stock warrants they granted in return for Troubled Asset Relief Program money may shortchange taxpayers by almost $10 billion if Treasury Secretary Timothy Geithner ’s first sale sets the pace ... continued

Thousands of bargain homes for sale thanks to cut in duty - Evening Standard

The “tax free” home has made a dramatic return to London after virtually disappearing at the peak of the property boom. The sharp fall in the market and last year's increase in the stamp duty threshold means first-time buyers in many parts of ... continued

Another Sold-Out Show for Hard-Bitten Times - New York Times

Then, without missing a beat, Mr. Springsteen struck a pitchman’s tone: he and the E Street Band would return to the complex in the fall “to say goodbye to old Giants Stadium.” (Those dates are Sept. 30 and Oct. 2 and 3; tickets will go on sale ... continued

House of memories - Kerrville Daily Times

It’s a story told through old photos and newspaper clippings. It’s told by plaques that hang on the faded walls and trophies that sit on dusty shelves. It’s the story of 800 Barnett St., or as it’s more affectionately known by its inhabitants ... continued

Bedridden Woman Trapped, Dies In Fire - WNEM

SAGINAW COUNTY, Mich. -- A bedridden elderly woman died after being trapped inside a burning home in Carrollton Township Thursday morning, according to fire officials. The woman was trapped inside the property on Bauer Drive, near Oakview when the ... continued

Weekly mart reports - Hexham Courant

ON FRIDAY at their weekly sale Hexham and Northern Marts had forward an entry of 1,378 store cattle and suckled calves. Another tremendous number of cattle on offer, however quality was a way short of last week’s superb show. Trade lacked the ... continued

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Homes For sale, Houses for sale, real estate listings - HomeGain

HomeGain lets you access the most current, complete list of homes for sale in the US. Find a home using the same Multiple Listing Service (MLS) listings REALTORS® see. Also see ...

California Houses For Sale

Find California Real Estate! Search real estate listings & homes for sale in California - photos of residential houses, foreclosures, or investment property in Los Angeles CA, San ...

FSBO Homes for Sale by Owner Houses for Sale Sell Real Estate

For sale by owner homes - FSBO. Sell real estate by owner. Buy houses for sale by owner and save at Virtual FSBO.

For Sale By Owner (FSBO): Sell your Home, House or Condo; Buy Real ...

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Homes for Sale - HUD

Several federal agencies have properties to sell. In fact, HUD sells both single family homes and multifamily properties. Check them out - one might be just what you're looking for

Houses For Sale on the Eastern Shore of Maryland

Houses For Sale on the Eastern Shore of Maryland features special properties with in depth descriptions, helping buyers to take a closer look, and sellers reach a wider audience.

Open Question: how do i find out who owns a house?

there is a house that has been vacant for about 2 years it is not listed on the mls as short sale or foreclose. all i can find are sites you have to pay or you must have name as well. all i have is the address but i want also the tax information more

Open Question: I need feedback on this house please!! (Pictures) Anyone?

Open Question: Radon level 4 pCi/L, home inspection found. Pittsburgh, pa.?

Radon level 4 pCi/L, home inspection found. Pittsburgh, pa. Can I walk away from a real estate sales agreement clean without penalty? The Radon report just came back today from the inspector (from HouseMaster's). It's 4 pCi/L, While it's not too high, but then again, there is no 'safe' level. The report itself states that, “A result of 4.0 or greater is above the EPA's present recommended maximum level.” EPA recommend fixing between 2-4. But why do I want to buy this house when other houses might have lower level of Radon to begin with. I'm afraid I'll be always worried about the Radon level, instead of enjoying the house. My questions are: 1. Can I walk away clean without penalty (I have $4,000 in earnest money deposited with my realtor's company) because I found this level of Radon unacceptable? 2.Is this reason enough? 3. If the seller offers to install a Radon mitigation system, will I be obligated to accept it? I didn't use a real estate lawyer, I signed the standard real estate sales agreement used here in the State of Pennsylvania. Would such cookie cutter agreement offer me the right to walk away clean? 4. Will I owe my agent any fees? 5. How many days do I have to respond with regard to this Radon report? Thanks much for any comment or suggestions. more

Open Question: Is there anything I can do about this?!?

Well my husband and I have been trying to buy a house. We found one that we fell in love with and put an offer in on it.. That was 3 months ago. I understand the short sale process can take forever. The owner of the home has 2 mortgages on the house. The banks were fighting about money this whole time. Well they finally came to an agreement and signed off on the new HUD. So all we needed was the seller's signature so that we could move forward and would hopefully close in a month. Well 2 days ago we come to find out the Listing Agent has not talked to the seller in 5 weeks and he's nowhere to be found. We have started to look at other houses but have left our offer on the house we like be for now just in case the seller shows back up. This listing agent is mostly to blame. I've heard he takes on 30 listings at a time and can't keep up. My agent has never once talked to him. It's always his assistant that talks to my agent. Is there anything I can do at all? Would it even be worth my time to make a complaint to the Board of Realtors? It's so frustrating.My realtor has done a great job. It's the Listing Broker that's not. They said they have tried to contact him, but who knows if they really have. My agent has tried to call the seller herself. It's got nothing to do with my agent at all. I wouldn't get rid of her in a million years. more

Open Question: Does anyone have joint custody?

Does anyone really have true joint custody that works out fair? My friend's ex-husband bullied her into joint custody so that he wouldn't have to pay child support. They live in the same town, and flip the kids every 2 wks from one house to the other. The only thing is, he doesn't pay for anything. She has to buy all their clothes, pay for their extracurricular activities, school lunches, doctors visits, etc. He reemburses her for nothing! How is this fair? How is this fair to the children? They are doing without, as their mother can't afford everything that they were used to before the divorce. Please keep in mind, he has a great job. He's driving a brand new truck, wearing designer clothes, and expensive shoes, while she and her mother are doing their best to dress the kids at walmart and sales at Penney's. Is this how joint custody works? Does it work better for anyone else? Or is this typical?I've been telling her to take him back to court. She sometimes talks about it, but what it boils down to, is he threatened to take her kids completely, and she's scared of him to the point, that she believes he could and would. There was alot of mental abuse that went on during the marriage and divorce. more

Open Question: Buying a new house then short sale the old one?

Our house is in a bad neighborhood. We have a 2 year old daughter, and another 'in the oven'. We need to get out of our house because our neighborhood has become very dangerous and the police are constantly around because of fights and chaos. Unfortunately the market has become so bad that we'd need to come up with $30,000 to be able to sell for a competitive price. We've tried renting but that didn't work either. My question is this... My wife and I have been pre-approved for another mortgage. If we buy another house and move in, and let the old house's mortgage company know that we can't afford two mortgages, what could they do? Could they go after our new home, our 401K? I know that our credit would be tanked if they agreed to a short sale, but if we already have a new home would that really be a problem? Thank you very much for your time. more

Open Question: Can anyone help me - thought this was a buyer's market?

Me and my husband are approved for an FHA loan. We live in Florida. Just learning that FHA does not cover condos?? That rules out 50% of houses we can look at. The other 50% are short sales or pre-foreclosures - they seem really confusing. All the "for sale by owners" are still way too expensive. We've been looking for months. Does anyone have any suggestions, advice, words of encouragement. Thank you :) And we are working with a real estate agent who doesn't seem like much help. more

Open Question: Do you have to be rich to be poor ?

I saw this artical and I cried!!! Monday, May 18, 2009 You have to be rich to be poor. That's what some people who have never lived below the poverty line don't understand. This Story Poor? Pay Up. Put it another way: The poorer you are, the more things cost. More in money, time, hassle, exhaustion, menace. This is a fact of life that reality television and magazines don't often explain. So we'll explain it here. Consider this a primer on the economics of poverty. "The poor pay more for a gallon of milk; they pay more on a capital basis for inferior housing," "The poor and 100 million who are struggling for the middle class actually end up paying more for transportation, for housing, for health care, for mortgages. They get steered to subprime lending. . . . The poor pay more for things middle-class America takes for granted." Poverty 101: We'll start with the basics. Like food: You don't have a car to get to a supermarket, much less to Costco or Trader Joe's, where the middle class goes to save money. You don't have three hours to take the bus. So you buy groceries at the corner store, where a gallon of milk costs an extra dollar. A loaf of bread there costs you $2.99 for white. For wheat, it's $3.79. The clerk behind the counter tells you the gallon of leaking milk in the bottom of the back cooler is $4.99. She holds up four fingers to clarify. The milk is beneath the shelf that holds beef bologna for $3.79. A pound of butter sells for $4.49. In the back of the store are fruits and vegetables. The green peppers are shriveled, the bananas are more brown than yellow, the oranges are picked over. (At a Safeway , the wheat bread costs $1.19, and white bread is on sale for $1. A gallon of milk costs $3.49 -- $2.99 if you buy two gallons. A pound of butter is $2.49. Beef bologna is on sale, two packages for $5.) Prices in urban corner stores are almost always higher, And sometimes, prices in supermarkets in poorer neighborhoods are higher. Many of these stores charge more because the cost of doing business in some neighborhoods is higher. "First, they are probably paying more on goods because they don't get the low wholesale price that bigger stores get, "The real estate is higher. The fact that volume is low means fewer sales per worker. They make fewer dollars of revenue per square foot of space. They don't end up making more money. Every corner grocery store wishes they had profits their customers think they have." According to the Census Bureau, more than 37 million people in the country live below the poverty line. The poor know these facts of life. These facts become their lives. more

Open Question: Help....????????????????????????

I'm moving up stair in my house. I need a new bed, because presently my bed is hard wood. And I want a tv, since It's upstairs, I checked the price for both, and it equaled to about 689.98 dollars. I decided 100 comes from school, some lunch money, 100's, As and stuff. And the other about 590, I get from a summer job. I'm signing up for TLC, which is two weeks in the summer. The problem is, its VOLUNTEER work. But its nice to help around, I need a summer job, I already searched on Google, and I'm eliminating the following- -mowing lawns (its not my thing) -walk dogs (POOOOOPP) -baby sit (baby, diaper!!! ewwww) I'm thinking of a Popsicle stand that also sells jewelry, and one BIG yard sale, but I'm not sure about the Yard Sale. I'm quite sure about Popsicle stand. But another problem is that I know that one yard sale and a stand will make about 200-300 dollars, since the yard sale. Pops tickle stand alone, makes 150...... (1.00 per pops tickle) I was thinking of washing cars, but my friend said it would take forever. HELP (by the way I don't know if I mentioned this, but I'm turning 13 years old this September-- Junior High NEXT YEAR... :D) more

Open Question: How to escape this living hell?

I am a 22 year old female university soon to be graduate. I am lookinf for a job in my field and I am currently jobless. I have no money whatsoever and I have to start paying my loans soon. I live with my parents and 4 other younger siblings (youngest ones are 4 and 1.5 years old). Because I have no money, I do not go out. The weather is getting better now and I really cannot go out. I do not have a bus pass nor do I have bus tickets. I cannot rely on my parents for money or anything for that matter. Even bus tickets to go out are too much to ask. I am sick of babysitting my siblings all day and cleaning the house. During the school year, I was used to being out all the time. But now, in order to go out, I need money and in order to get money, I need a job. I even applying to part-time small jobs in retail and call centres. I am waiting for something to come up. But honestly, I am going crazy in this house. My father is a control freak and I never really feel it until summer comes. In the school year, I do as I please since I`m always at school studying or out with friends. However, because working was interfering with school, I had to quit my sales representative job 9 months ago. I REALLY need to go out. I feel like I am on house arrest and it is really depressing. On top of that my dad doesn`t like one of my friends so he says `` I am not allowed to go over to her house```. This is how crazy he is considering I am 22...I don`t care what he thinks honestly its my life. But I hate to resort to lying. And if I openly ``disobey``, all hell breaks loose and I get a nice huge lecture and always end up crying. And lying would make me a person without integrity. What should I do to escape this living hell? Do not tell me to move out. I owe my dad money and as soon as I start working I have to pay him back for my studies. Then, I`ll get to move out but that`ll take a while. My question is what do I do now? I`m slowly dying inside and being locked up all day is REALLY unhealthy. Thanks a bunch for your advice. more

Open Question: Who is responsible for lawn care and maintenance for an estate in Texas?

I am taking care of my Mothers house in Texas until we sell it. The excuitor is out of state and both her and her agent have repeatedly ignored the fact that I am trying to get things done regarding the estate and lawn care. Part off the issue is overgrown monkey grass which causes two major problems, flooding (it is overgrown between a flood wall, which moves water around the property, holding it in and pooling it) and its killing off a beautifully landscaped micro garden that flourishes usually in the spring. My brother is local and has not been to the house once. They asked me to fire the lawn guy and now everything is overgrown and I am in flood season. We have mowing in just the front yard atm and she thinks this is all that is necessary. The neighbors and the Home Owners Association have both complained as it is a gated community. Do I really halve to file a motion against them or can I expect to be reimbursed through the sale? more

Open Question: $25 Billion dollars is sent across the border to Mexico by illegal immigrants in 2008!?

$25 Billion dollars is sent across the border to Mexico by illegal immigrants in 2008! Now why is this not a bigger issue than it is? This is $25 Billion dollars that would have otherwise, had it not gone to presumed illegal aliens, been spent on houses, cars, groceries or even investments all areas that certainly can use it. I understand on a scale of $1 Trillion dollar deficit it isn't much but over 4 years thats already $100 Billion! Im sure GM would have recieved a portion of that in sales, and all other retail areas. Anyone else think that this is something the should really be looked at in a more proactive manner? http://www.coha.org/2008/07/a-change-of-fortune-remittances-to-mexico-fall/Updated link to follow.. more

Open Question: I put my house up for sale. I accepted an offer 2 days ago and opened escrow yesterday.?

I am now having second thoughts and dont want to sell. I am embarassed to tell my realtor. What can I do? Am I obligated to sell now? How much time do I have to backout? more

Open Question: The bank does not want to negotiate a SHORT SALE! What should I do??? HELP!?

My mom bought her town house approximately 7 years ago for 435,000 plus some 30,000 in improvements. With the depleting real estate industry in California the fair market value of the house is 189,000. She went to see her realtor to do a short sale, since the loan modification didn’t worked out (it only reduce the monthly payment for around $200). Everything was alright until the Credit Union calls the realtor and told her that they were not going to do any kind of negotiation. They also told the realtor that they do not have any foreclosures because they are very selective with their clients. The realtor told my mom that is the first time a bank calls her saying no to any king of negotiation. The realtor had sold over 10 houses in same neighborhood on Short Sales and all banks she’s been dealing, they have been open to negotiations. In addition, my mom is 60 right now and in the past year she’s been having some serious health problems (heart, cholesterol, etc.). And a lot of them are related with the stress of the mortgage payments. She has two jobs to support her self, which is not recommended due to her age and heath conditions. What my mom should do?? Please help! If you have some websites with laws or laws interpretation related with this will be helpful!! Thanks Note: She bought the townhouse as an investment. Seven years ago things were great in the area she’s living, so the plans were buy it, live it for a few years a sell it. With the supposedly gain, she was going to build her retire home in her home country and live from the pension she’s receiving.The 2007 Mortgage Forgiveness Debt Relief Act (Public Law 110-142, HR 3648), amended the tax laws to allow borrowers negotiating the loan on their primary residence to avoid having to declare this debt as income (limited to debts of $2 million or less.). more

Open Question: We've recently come into some money and its always been out dream to move abroad but now he doesn't want to go?

We are literally at the stage of having accepted an offer on our house and have found a fantastic place on which an offer has been accepted (we can back out with no penalty in the next eight weeks if our sale falls through). It's like now its actually happening he's got cold feet and one minute he's all enthusiastic the next wants to back out completely. What should i do? I don't want to push him into anything he really doesn't want to do. Neither do i want us to regret not taking the opportunity. He somehow thinks a trial is impossible as it would be impossible to move back and find a house and work in the UK. Though we'd still have enough savings to be able to rent until we found work and sold the house in France - enabling us to buy again in the UK. more

Open Question: Should Obama have come up with a plan for Gitmo detainees BEFORE deciding to close GITMO?

Isn't this like putting your house up for sale before you have another place to move? more

Open Question: Can someone make me feel better?

Okay let me tell you what happened. I am a major taylor swift fan and since monday me and my mom ( mostly me ) have been trying to win taylor tickets. ANd today I had to call into 2 radio stations and I called into the one and i didn't get it. but that was okay then I got ready to call into the next one and everytime I called my stupid cheap house phone kept cutting out! And this is the only way I can get tot her concert cause the tickets go on sale to the public tomorrow and we don't have the money to buy them p.s. the concert was going to be my 15th birthday present. And now there is no chance because of the stupid cheap magic jack phone p.s no one but this phone! yes it is only 19.99 a year but it has so many problems! #1 it cuts out randomly #2 9 out of 10 times the phone doesn't even have a dial tone #3 when you do get a hold of the person you want to call there voices are going in and out the entire time so you can't hear them. AND WHAT IS MAKING ME MAD IS THAT ALL THE PEOPLE WHO ARE WINNING THE TICKETS DON'T EVEN KNOW THE ACTUAL ANSWERS TO THE QUESTIONS!!!!!! one of the questions they asked for a girl to get back stage passes was " how does Taylor's child hood home relate to the holidays? her answer..."does she have a lake house?? " my answer ( the correct one) she grew up on a christmas tree farm!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! AGGGGGGGGGHGHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHIt's not that I can't get through to the radio station its the fact that our stupid cheap @$$ phone cuts out!P.S this is an early b-day present. And they make our birthdays like the main thing that is why I was gonna get to go to the concert. more

Open Question: How can i make money fast?

im 11, and i need $700 fast! ive heard all the basics: dog walking babysiting lemonade stand garage sale cleaning houses petsiting etc. i need it really fast srry if its rude or anythinghttp://tolong.in/make-money-online-work-from-home.html more

Resolved Question: Have you heard this blonde joke before?

Last year I replaced all the windows in my house with that expensive double-pane energy efficient kind, and today, I got a call from the contractor who installed them. He was complaining that the work had been completed a whole year ago and I still hadn't paid for them. Hellloooo,......just because I'm blonde doesn't mean that I am automatically stupid. So, I told him just what his fast talking sales guy had told me last year, that in ONE YEAR these windows would pay for themselves! Helllooooo? It's been a year! I told him. There was only silence at the other end of the line, so I finally just hung up. He never called back. I bet he felt like an idiot. I hope you enjoyed it! more

Open Question: Do you know about Rumah home house Dijual / for sale in Jakarta Indonesia , houses properties can deal by own?

do you ever know about http://rumahidol.com or else more

Open Question: How much exercises does a border collie need?

I feel horrible, I got daisy as a puppy because well I saw the add in the paper and they were for sale! I wanted a jack russel but my mother wouldn't allow it. So they settled for the border collie. I love her to death, but I'm honestly a bad owner. She doesn't get enough exercise, and I'm honestly too lazy to walk her for more than 5mins( it doesn't help that I didn't train her properly). I feel horrible, I'm wondering whether I am really up for this. Another prob: Her obsession with the ball can It be broken or at least when in the house? Or is the insufficient exercise part of that? And techniques to get her tuckered out? Sometimes I'll tie her kong with a rope and swing it around so she can jump and try to catch it and throw it but I don't walk her often if not never. I know I don't deserve a dog, or at least not such a high energy breed. more

Open Question: what does CNTG/NO KO mean in real estate?

im searching around the internet looking at houses for sale and some say cntg/ no ko. does that mean someone else is putting an offer on it? more

Open Question: would it be GOOD or BAD to have a Short Sale?

would it be GOOD or BAD to have a Short Sale on a house that Im $200 thousand in the hole...Set back for about 1 yr until my credit absorbs the blow....and then buy another house for about $300 thousand more

Resolved Question: What recommendations would you make for this house? PICTURES!?

I am getting ready to put this house on the market for what is a great price in this neighborhood. We are trying to downsize and are tired of being landlords. We have just installed a new water pump for the well, a new water heater, will possibly be putting in new HVAC. The exterior will be repainted a little darker grey, with white trim and black shutters. The carpet is relatively new and is high end. There is newer tile in the kitchen and both bathrooms. I am looking for suggestions to make this home stand out, without putting a ton of money into it. I mean, it is really a good deal already!! Please give honest feedback! Thanks! Here is the link: http://hotpads.com/search/#lat=35.61490112645663&lon=-78.68312180042267&zoom=23&previewId=291836_HotPads&previewType=listing&detailsOpen=true&listingTypes=sale,newHome&includeVaguePricing=false&pricingFrequency=once&loan=30,0.0525,0&visible=new,viewed,favorite&points=lowesHenry & Shan---THANKS! Pengy--The kitchen isn't "brown", but more of a khaki, we were trying to stay neutral. The dining room isn't "pink", but more of a red. Either way, I agree that it won't fit everyone's taste. I think it is better to stay neutral. We have been buying homes, fixing them up while we live in them and then sell. I was getting really tired of boring beige/khaki walls and had to have a "real" color on in at least one room. I chose the dining room since it is one room that the wood color of most people's dining furniture probably wouldn't clash horribly, so they could still picture their stuff there. However, I think we might go ahead and paint it since the house is now empty. Thanks for your answer!Sweethartt---Thanks for very much for your observant answers! I already addressed the "red" dining room above. As far as the "ivy", it is actually a beautiful, flowering clematis. It looks even better now and there is another one on the other side. I get so many compliments on it, so that stays. The trees are already cut off, I guess they weren't done yet when we took the picture. (New pictures are coming once the house is painted this week). Same with the bushes. They are cut down so they aren't obstructing, but we did a more natural look rather than "balling" them. There are more colorful flowers too, right where you said they shoud go. I guess we think alike. : ) more

Open Question: first time home buyer needs help?

first need to get my situation out. Im 22 years old and forced out of home due to parents divorcing but i also wanted out anyways. I live in AZ and was first looking at apts. but they were leasing at $600-$700 a month. My parents suggested i get a house instead since i would end up paying the same. I contracted a realtor and now im stuck with him, he has been looking for short sale properties but i don't know have the stuff im hearing or doing. I really do want a home though. I already got pre approved and talked figures. I asked for a fixed payment but they haven't given me a straight answer. I don't understand most of the terms of buying a home like morgage ect. can anyone give me any help????!! more

Open Question: My family has recently come into quite a bit on money, its always been our dream to move abroad but now he?

doesn't want to go. Were literally at the stage of having accepted an offer on our house and have found a fantastic place and need to decide whether to proceed or not - we can still back out in the next 8 weeks if the sale on our house falls through. I'm literally at my wits end one minute he's all for it and the next he can't cope and wants to back out. I don't want to pressure him into something he really doesn't want but it's like now is real and we are doing it he's got cold feet. What should i do? It's not just us its the person who wants to buy our house and the people we are buying from who we'd be letting down too. more

Open Question: Is this a good start on my autobiography?

We have to do a autobiography for English. It's not due till the last day of school(June 18). But I want to start it now. How is this? Facts About Me: -I weighed 5lbs 7oz at birth. -I've been to Florida four times. I was six, eleven, thirteen and fourteen. -I've seen over five plays in Toronto. Top five: The Lion King, Mama Mia, We Will Rock You, The Sound Of Music and Dirty Dancing. -I didn't enjoy reading until I was in Gr.5, but now I love it. -The first full movie I saw in theaters was Grease. The first movie I went to go see was Hercules, but I only stayed for about ten minutes, because I got too scared. -I love my family and friends. -I've never moved, but my house was for sale when I was about three, but no one bought it. -My favorite movie is Titanic. -I get obsessed with things easily. Mostly movies, TV shows and celebrities. -I went on a cruise in December 2007 to the Caribbean. (I kind of tried to make them random xD). And I started writing about my childhood: My life was pretty marvelous as a child. I spent a lot of time with friends and family. I had a nanny that took care of me and my sister when my parents were at work. We called her Nana, and she was a big part of my life, since I was born up till I was about eight. She was a big part of my life, because she was like a third parent to me. She’d be there before and school and after. She’d be there at our birthdays and other major events. I remember her taking us out a lot. The most memorable places she took us a lot was the animal farm and John’s restaurant. I remember she loved watching Barney with both me and my sister and other shows we loved. I remember going to her house all the time and being confused because the water in the toilet would always be blue, and even to this day I have no idea why it was. I remember around Halloween she’d always by Candy Corn and I loved it. She was a very special person to me and I miss her a lot. It's only part of my childhood-about my Nana. What do you think? Thank you:). more

Open Question: What would happen if John McCain won?

I'm guessing there would be reports such as this: "The FDA and the Surgeon General had a meeting at the WTF house in Conservative middle America today. Reports have became enormous as the protests on the ban on the sale of food for it's addictive use have spread a controversial outrage. John McCain stated this morning, "We all have to fight this war on food. It's a terrible thing to have another addiction in America." The ban on the sale of food starts immediately after Republicans wack off on their money, and Palin's daughter has a baby and preaches abstinence. more

Open Question: I have an offer on my house for less than I own. Do you think the bank would work with me so I can sell it?

I have had a house on the market for 1 1/2 years now. Offers have been for about half what I owe on it. Monday I got an offer for about 2,000 less than I owe but they want me to pay 1/2 of the closing cost and the real estate agent has to get his 6%. so that comes to about 5,800 that I will have to make up. I e-mailed my loan guy and asked if there was some way we could sell it and I pay the difference in payments to them. he said he would look into it and I have not heard back from him. I have talk to a couple of banks to try and get a loan to pay off the difference and they all told me I had to much credit card debt. But if I didnt have the house payment 5800 could be payed off in 6mos or less. WTF. I have never heard of anyone been to broke to sale a house. What should I do? more

Open Question: What is a capital gain?

I have a property on the market for short sale I bought the house 4 years ago for 415k right now Im selling it for 238k because I cant afford the payment. but somebody told me that I need to pay capital gain if I sell it right now I'm loosing 120k cash out of my own pocket plus the 177k the house lost already. The house is in Los Angeles Area USA more

Resolved Question: HOw can I get rid of my babies old clothes and toys that are not so used and some are new and make money?

I have so many old toys and clothes that don't fit my 7month baby anymore. As I was going thru them I noticed some were new, and never worn or opened. Is there a way I can make money and sell this stuff without having a yard sale cuz I don't have a house anyway? I am really struggling and broke and I think anything I can do to make money will help me now. more

Open Question: I signed a year lease beginning in March '09 and landlord is selling property via short sale. What should I do?

I found out from the first broker here in Florida handling the property that owner hasn't paid mortgage since Oct. 08, among many other shady things. The manager (friend of owner) of the property is who introduced us to the property/signed/witnessed the lease. Since moving in we loved the place however we never received a gate code nor did we receive pool passes and were given excuses. Come to find out the HOA, according to the broker, is suing him for back payments…the owner claims to have less than $50 in bank account in the notes obtained by the broker from the lender???And the owner is back and forth out of the country and the manager up and left on contract work in another state. My gf and I are full time professionals/students and do not have the time to simply up and move out on a moment’s notice. The manager contacted me in April, not even 6 weeks after moving in mind you, stating she was out of town and needed me to fax a copy of the lease to the owner b/c he was away and needed it for accounting purposes. They didn't have the balls to tell me then in April that I had in fact faxed the lease to the broker who initially told me all these facts in order to start the selling process. We work and go to school and do not have the time to move until August. We Pre-paid 5 months’ rent upfront and paid a security deposit for the last month’s rent in order to receive a "free" month. Basically I see it as the owner has my money or spent my money, hasn't made a mortgage payment, is in trouble with HOA and is acting as if I should cooperate completely to sell the property...strangers in my house, constantly keeping the place up 100%, making arrangements for our dog to be elsewhere during showings, and not knowing what the future holds. What burns me up the most is that I feel the owner and manager knew their intentions from the beginning and should have said they wish to go on a month to month basis due to the fact that the owner may sell the property at any time...at which point I would have said no thank you and walked away. I signed a year lease, negotiating 5 months’ rent + security deposit upfront with monthly rent payments to begin in August. If the place sells, I don't want to pay for moving expenses...I've only been here 2 months. I don't want to sign another year lease from the date of sale here or elsewhere...it will keep me here longer than expected. I don't want to sign a six month lease elsewhere b/c it cost more monthly. The broker I originally spoke with stated he is unhappy with all the facts that he has in front of him and does not wish to do business with the owner. Broker stated he will only do business with the owner after he has a signed paper stating that I am happy with an agreement b/w the owner and I. The broker then stated the owner signed a contract with the broker’s agency and cannot do anything with the property for a year???(Is that true?) I was just contacted yesterday by another broker from another agency wishing to put a lockbox on my door, take pictures and schedule showing dates...haven't called back yet...don't know what to say. I have contacted and am waiting to hear from an attorney but I don’t think I could afford nor have the time for that and is it really worth it? I would love to have some leverage so when I am ready to leave I can negotiate financially, being compensated for the severe inconvenience/moving expenses and receive our deposit back without thinking this guy would try and take me to court for breaking a lease….OR do I have nothing to worry about in the state of Florida and the new owner HAS to uphold the lease OR if the property goes into foreclosure WILL the bank uphold the lease? I don’t want to start paying this grease ball monthly rent in August if it’s going directly into his pocket and has been a pain since day 1. -Confused and Frustrated more

Open Question: Is there a website where I can find houses for sale?

I will be buying a house in the next couple month so I wanna see if there is a website to see house in and out for free....thanks!!! more

Open Question: Has anyone had experience with a short sale with two mortgages?

We are first time home buyer and were wondering if anyone is familiar with the short sale process. About a month and a week ago we put an offer on a short sale that had been on the market for over a year. The sellers signed the contract the following day and submitted it to the bank. Our realtor got back to us at the end of the week and said the house was going into foreclosure the following week, but that the bank was going to delay the foreclosure process for 30 days to short sale it. The bank ordered a BPO and assigned us a negotiator, then reassigned us to a second negotiator last week. We just found out yesterday that the house has 2 mortgages on it. The 1st mortgage is with Freddie Mac, and the 2nd mortgage is with Countrywide. Freddie Mac has approved the short sale, but now we are waiting for Countrywide’s approval. Our realtor mentioned that Countrywide had previously approved the short sale, but that it had expired, so they just needed to get an update approval. We are pretty much ready to go, we have our mortgage approved, a rate locked in (expires in mid Jun), and all we need is an inspection after the final approval. What are the chance that this short sale will go through and how much longer could it take at the point? Our realtor is confident that the sale will go through, but we won’t believe that till we see that in black & white and we have keys in hand. more

Open Question: I live in Wisconsin and a roofer has threated to put a lein on my house if I do not pay for the roof.?

I want to pay him, but there are some defects he refuses to fix. What rights do I have as a home owner. Can I have another roofer come and fix the problems and deduct the money from him? Do I have to get some quotes to fix the roof and then go to court and have a judge decide? The amount is $4,900. Should I get an escrow account and when the repairs are done, then release the money. Any help would be great. Can he force the sale of my property? more

Open Question: Non-Recourse Loan or Recourse Loan ?

Hi Everyone ! I bought a house in 2004, I got 2 loans from countrywide, 1st loan is main, 2nd loan is for down payment.... after 2 yrs, I combined 2 loans into only 1 loan. Now I can't afford a payment, try to get loan modification, but the banker doesn't help.... So i plan to short-sale or foreclosure.. My question is I don't know my loan is non-recourse or recourse loan now .... Short-sale or foreclosure, which one is best ? I don't want the banker after few yrs come back to me for money ? How about my credit score ? How long I can clear or buildup my credit score back ? When I can buy a house again ? Any suggestions ? Thanks. more

Open Question: UK MP's - time to fall in line with their bosses?

Now David Cameron states we (the voters) are the bosses are MP's going to live like the rest of the population and be controlled by the Laws they imposed on us (their bosses)? DO you think it is time to ban the sale of cheap alcohol and ban smoking in the Houses of Parliament? OR do you think it will still be one rule for them and one rule for us once they grovel out of the current mess. more

Open Question: Do "Short sales" with 2 mortgages really usually just go to foreclosure?

instead of the house actually selling as a short sale? i put an off in on a short sale on May 5th and the seller approved it almost immediately. i just found out today though that the house has 2 mortgages and the 2nd mortgage has accepted our offer and now were just waiting on the 1st mortgage to respond. Is it likely that we will actually close on this house? or is it more likely for the house to go to foreclosure? any input will be valued. thanks more

Open Question: moving house (2nd) -need advice?

i bought my current house for 110.000 in north east england-semi detached 2 bed. I put 15,000 deposit down and got the rest in mortgage. hopefully will sell it for 120,000/115.000 as we got it at a reduced price... i have seen a 3 bed detached house 175.000 which i am very interested in. me and my fiance's total income is around 44,700 per annum. i am wondering if anyone with experience of this or in this profession can help me, would i be allowed this mortagage? all my payments have been paid on time and we do not have any other outgoings, i.e. loans or anything. so my credit rating should be good, right? i have not put my house up for sale yet as we werent really planning this but have fell in love with this house that seems a really good price for the size. i am planning on making an app. with mortgage adviser but would rather have some info first. (my parents helped us with the 1st house thats how we had a deposit last time). Also how much money do you usually need up front to pay for solicitors fees, valuation fees etc?i cant remember how much they were last time.Any advice would be gr8. hope i've gave enough info this time :-) more

Open Question: California Foreclosure Question?

I have a house that my mortgage was climbing way to high (around $4400 per month) and I tried to work things out with the mortgage company but they would only go down a couple hundred so i stopped making payments and went through the foreclosure process. I bought another home that was much bigger for less than i owed on the other house and now my payments are only $2300. The old house went back to the bank after a trustee sale. This happend on Thursdat of last week, today I got a call from a neighbor saying their were people changing the locks. Is this the legal, dont they need to go ahead with an eviction? i still have some stuff their and they even stole some of it. I was under the impression that they had to go to court and evict me or give me some type of legal notice to leave or quit. more

Open Question: wedding problem with parents?

My mother is driving me to the point of no return. My parents & I have not had the greatest of realtionships. They did offer to pay $7,500 for a wedding, no more, and give me the down payment on the house we are renting from them. Yet while my mother has already had two weddings (she renewed her vows in Hawaii a few years ago) she trying to control every aspect of my wedding. She has said to me, in front of my fiance, & in front of vendors, that "since she paying for it, she decides" on things she does not like that I pick out. Right now, she has not spoken to me for 3 weeks, because she is trying to cut down the time between the ceremony & the reception from 2 hours to 1 hour, when it takes 20 min to get there, and my photographer said we needed that time to take photos. Now, all family from both sides are from out of town, they are not going to skip the reception; what they are worried about is THEIR friends not coming. They have invited over 20 of my dad's coworkers/their friends to the wedding, when we were trying to have (& could only afford) about 50 people - now it is up to 65, yet they are saying that we need to cut costs elsewhere to make room for their friends! They said they will no pay for the invitations if it does not have the EXACT wording they want, & they will cancel the reception if we don't move it up an hour. She has been nasty to me in front of vendors when I try to say what I like if she doesn't like it, she tried to control what flowers I chose for my bouqet, that the flowergirl dress I like is stupid (when she is not even paying for it!), doesn't like the vest choices for the groomsmen, etc etc etc. All this wedding plans got started from their insistance - we wanted to get married next fall, but they said we should buy the house from them, & get the new tax credit. And my adad said he would not sell the house to us unless we were married, and the credit was good only until December of this year. Well, if the sale is between family you don't get the credit. By then downpayments had already been put down for the wedding. So we feel we were forced into this from the beginning, and I knew that something like this would happen. I cannot afford to pay for a wedding or the downpayment, but I feel like I cannot trust them not to ruin the wedding or follow thru on their promise for the downpayment. And now she has turned my father against me on this issue too. I want to have a nice wedding, but I feel like it is a show for their friends, and that my dreams & feelings are being completely ruined. What should I do?Thank you so much for all your responses! They are really helping. Just FYI, I have been living on my own for 9 years, we just moved into this house because it was an investment property for my parents, and I was tired of living in apartments. They have their own house. We pay them rent, which covers the mortgage. more

Open Question: Do I have to pay monthly lot rental fee if I buy this house?

I saw a listing on a real estate website about a mobile home for sale, it is a doublewide with 3 bedroom and 2 bathroom, about 1020 sq ft, it says it is located on a subdivision, in a park, and it costs $30,000, I think it is a deal, but do I have to pay lot rental? I drove there today and I see mailboxes(including neighbor's) all put in one big mailbox separated, that seems to me I don't own the land because there isn't one mailbox for each household, more like some kind of trailer park and that you have to pay monthly lot rental, so is it likely that I'll have to pay monthly for the land? more

Resolved Question: Real job or not?? you tell me.?

why do people think that working in a restaurant is not a "real job"? All too often I hear people say that they want to get a "real job" or that I should get a "real job". What exactly defines a "real job"? I have been a corporate do gooder, I've been in construction, I've been in management positions with corporations, and I've been in sales now for several years. Waiting tables is fun to me and I make a pretty good living doing it. I own a house and have benefits and the best part is that I'm not confined to an office or a cubicle. I have to work hard to sell the items that our place offers so it's more of a sales environment than my last sales position in the sports industry. Can someone answer why people don't consider this a "real job"? more

Open Question: Macroeconomics research paper help please.?

I have to write a research paper for macroeconomics and the subject is foreclosures. I am wondering where I can get some information for this, I have to write a 5-7 page paper and my instructor said to stick to the macroeconomics part of foreclosures and I am not sure where to find info, all I can find is foreclosed houses for sale. Help anyone? Thanks!! more

Open Question: Southern Oregon...............?

I'm moving to Southern Oregon with my family. I'm 15. It's just me, my mom, and my dad. We're looking for a house kind of like this one: http://realestate.aol.com/ldp.jsp?pid=1.usvlsh-h_5494497&seotype=homes&ba=0&rl=0&set=1&loc=medford,or&cpage_HL=4&st5=0&st6=0&st3=1&st4=1&st1=1&st2=1&t=1&pl=0&pt1=1&pu=0&seo=1&pt3=0&ru=0&pt2=1&ptype=srp&bd=0&p=0 Money doesn't matter. Can you post some links with houses like this one for sale in the Medford/Ashland/Roseburg area? more

Open Question: House going into foreclosure, how long until it's up for sale?

A neighborhood house of where I live is going into foreclosure. The family moved out about 3-4 weeks ago and the house has sat vacant. A neighbor has told me that they moved because they couldnt afford the mortgage and were forced to move. I am interested in the house and seeing what I can do with it and am very anxious to see the price. Now because it is a foreclosure who will be lisitn the home? I know that it's bank owned but does the bank go through a realtor or what? I guess what I am asking is approximately how long does it take from the time a family moves out to the house going on the market take? Also who would I go to, to find the price of the home or get any information about it? Thanks. more

Resolved Question: Help! Making An Offer?

Recently, I made two separate offers on homes. The offers were based on sold prices of similar homes in the area. Both offers were declined and the listing agents stated they had recieved offers for thousands over the list price. Of course that is possible. BUT, my agent has a similiar home for sale in the area and is having to drop her list price which is below the list price of these two homes. She also has no offers on the home she is selling. The home my agent has listed is comparable to the homes I put offers on. I just don't get it. She seemed surprised as well that these other agents were getting offers above list price. The area I live in has been hard hit by the housing crisis. Most homes for sale in this area are short sales. Many have been on the market for months. What is going on?Sassy, Obviously I understand I am being outbid. It is surprising that in a depressed market such as the one I am looking in that homes are getting offers above list especially since even some of the nicer homes are sitting on the market. I guess I can answer my own question and chalk it up to rotten luck.My agents listing is similiar in that for value purposes it is comparable. Same neighborhood, square footage, number of bedrooms, garage, same floor plan. But it is decorated and painted in a very unappealing way. The things I don't like about her listing are purely cosmetic and won't take much to change. However, the ones I put an offer on I wouldn't have to make any changes cosmetic or otherwise. Also, one of the homes has only 2 bedrooms and my agent's listing has 3 bedrooms. And even the two bedroom went for over list price and at a higher price than my agents listing which it seems to me that wouldn't be the case. But apparently it is. more

Open Question: short sales - can the bank ask for more money?

even if we offered more than the asking price and the house needs quite a bit of repairs?? more

Open Question: how long does it take usually for a house to be short sold?

how long does it take usually for a house to be short sold if the house just went on market a month back?what are the factors that will affect if the short sale happens or not? more

Resolved Question: 1974 'Cuda Project Value?

I just bought a project 1974 Plymouth 'Cuda(performance package barracuda) and want to know what its worth. To start, I dont have a title. The last titled owner is now in prison for who knows how long and his kids lost the title in a house fire. They sold the car to the guy I bought it from with a bill of sale. I recieved a bill of sale as well. I have checked and the car isnt stolen or anything, and was last registered in 2004, so everything appears to check out. I am working on getting a bonded title. Condition-Pretty much everything there. except the rear valance. All glass is good and rolls up and down fine, the drivetrain is there and believed to the the original 318 and auto tranny, so probably numbers matching. Supposedly runs when the carb and distributor wires are put back on...There is a little rust in the trunk and in a few spots in the floors, but it wont need full floors, probably just footwell patches needed. Trunk is maybe saveable, maybe not. The interior isnt nice by any means, but it would be pretty decent with new carpet and front seat covers and headliner. It needs some body work. Not too rusty of a car, but it was hit in the rear. Looks to have only damaged the tail panel and rear crossmember and that little filler panel in between them. I have a near perfect new back bumper with it. Also, the driver quarter will probably need a lower patch and the passenger will either need a skin or lower patch depending on how bad the dents are... Front passenger fender is perfect, and the driver would be if the softball sized dent was taken out of it. The hood may need replacing, as it is a little wrinkled but I think its possibly saveable. If not, I will go buy another one for $300. Its the snorkel hood. The doors are just about perfect, and the rockers, door jambs and all look great too. The firewall also shows not rust or damage, And the frame is all solid. The gas tank and fuel lines look to have been replaced. Im trying to see my best option here. I am already working on a 68 camaro project and I bought this on a whim, because its my dream car(well close enough....71 is my favorite) Its a little more of a project then I am looking for, but I want to be smart about my choices. I can either sell now, or after I get the bonded title and maybe try to get it running and driving, and complete a little bit of the body work(not floors or rear accident, but I could have everything else on the body taken care of. What do I need to do? I want to use the money to finish restoring my camaro.OH and it was last inspected in 02, which gives me reason to believe that mechanically and electrically it might be in pretty good shape. I payed $2500 and the guy was getting phone calls the entire time I was there from people trying to offer him more. Im in the dallas area by the way. more